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Planning for Your Child's Education

Planning for your child’s education is one of the most important aspects of financial planning. is becoming increasingly important because tuition costs continue to rise at epic proportions while at the same time a college degree is almost necessary to get a good job.

Planning for your child’s education isn't impossible, even for those on a limited income. Talking to a school counselor or financial aid officer to get some solid college financial aid advice can make all the difference. The government hands out millions of dollars of financial aid money every year in the form of low interest loans and free grant money to those pursuing higher education. College isn't just for the rich and can be obtained by anyone.

Investment vehicles like 529 plans and pre-paid tuition plans are great choices, and there are several to choose from. Another aspect of planning for your child’s education that can save money is by considering a community college that is close to home. The education is just as good as one that can be found at any state college or university and the tuition price is usually one-third the cost, not to mention there are no living expenses since the student lives with the parents.

Even if you haven't started planning for your child's education and have neglected college tuition planning, getting a post-secondary education is still a reality. If you've started late, the first thing you should do is obtain some college financial aid advice to see if you qualify for free grant money or a low interest loan.

The information supplied in this article is not to be considered as medical advice and is for educational purposes only.

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